We are delighted to outline a wide range of mortgages

 now available on Bulgarian property.

A summary of each product is listed below.

Loan to value	up to 70%
Lending criteria	Based on affordability as well as rental potential
Pre-completion drawdown?	Upon roof completion, funds can be drawn down
Type	Repayment only
Term	5 to 20 years
Interest rate	7% variable

Loan to value	up to 75%
Lending criteria	Based on affordability up to 20% of rental income included
Pre-completion drawdown?	Completed properties only
Type	Repayment only
Term	5 to 25 years
Interest rate	5.95% variable

Loan to value	up to 65%
Lending criteria	Mortgage payment maximum 20% of net income
Pre-completion drawdown?	Completed properties only
Type	Repayment only
Term	0 to 15 years
Interest rate	7.58% variable

Loan to value	TBD
Lending criteria	TBD
Pre-completion drawdown?	TBD
Type	TBD
Term	TBD
Interest rate	TBD

Loan to value	up to 70%
Lending criteria	Self certification- no income requirements
Pre-completion drawdown?	Drawdown after roof level. Client funds only 30%.
Type	Repayment and Interest only
Term	0 to 15 years
Interest rate	9.9% variable

Loan to value	70% to 80%
Lending criteria	1.5 x monthly payment after net income minus loans
Pre-completion drawdown?	Drawdown after roof level. Client funds only 30%.
Type	Repayment and Interest only (first 6 months only)
Term	1 to 20 years
Interest rate	5.99% introductory rate then 8% (Loan to value: 70%) 5.99% intorductory rate then 9.5% (Loan to value: 80%)

For further info please do not hesitate to contact us at: 00359 889 816 731 or at: realtor_bg@yahoo.com